Know the date you're free.
Finly turns your family's assets, income and expenses into the one number that matters: how long until work is optional. Everything stays on your terms — no bank linking, no data selling.
Private by designNo bank linkingYour data, exportable and deletable
Family net worth
₹2.15 Cr
Financially independent in4 yr 9 mo
around June 2031
Why Finly
Most trackers tell you what you have. This one tells you when you can stop.
Built for a household, not a person
Tag every asset and expense to a spouse, parent, child, HUF or business. Independence is a family number, and Finly treats it as one.
A ladder, not a single score
Coast FI, Lean FI, FI, Fat FI — plus emergency fund and runway. You see which rung is next and how far along it you are, not a percentage that barely moves.
Honest about what you can reach
EPF and PPF fund retirement but cannot pay for an emergency. The home you live in cannot fund your retirement at all. Finly counts each accordingly instead of adding everything up.
Assumptions you control
Drag the expected return or the FI multiple and watch your date move. Nothing is hidden in a formula you cannot inspect.
Indian instruments, first class
EPF, PPF, NPS, SGBs, FDs, HUF entities, lakhs and crores. Not a dollar app with a currency setting.
No bank linking, ever
Nothing is screen-scraped and no credentials are asked for. You enter what you choose, and you can export or delete all of it.
How it works
Three steps, then a date
- 1
Add your family
Everyone whose money is part of the plan — including entities like an HUF.
- 2
Record what you own and spend
Assets, loans, fixed commitments, day-to-day spending. Split by what you could actually cut.
- 3
See the date
Your ladder appears, with the month work becomes optional and what would move it.
6
milestones tracked
9
asset categories, India-specific
0
bank credentials asked for
₹0
to start
Pricing
Start free
Free
₹0
forever
- Unlimited family profiles
- The full FI ladder
- All asset and expense tracking
- CSV import and export
- Receipt scanning, 10 a month
Pro
Coming soon₹199
per month
- Everything in Free
- Gmail auto-sync for CAS statements
- Unlimited document vault
- Unlimited receipt scanning
- Priority support
Every plan includes encryption at rest and full data export. No hidden fees.
Find out when your family is free.
It takes about ten minutes to set up, and you will know a date you have probably never seen written down.
Private by designNo bank linkingYour data, exportable and deletable